Invoicing & Virtual Terminal
ACH & eCheck
Smoke shops & head shops
Countertop and wireless terminals with dual pricing for thin-margin tobacco sales.
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Boarded right the first time
Smoke, vape & tobacco
Stable processing for smoke, vape and tobacco businesses
Retail shops, online stores and distributors: one team, one application. We own a smoke shop ourselves. We know what a frozen account, a surprise reserve or a 45-day hold costs you, so we place you with banks that underwrite tobacco, vape and glass explicitly, and we stay your point of contact after you're live.
- Tobacco & vape approved
No surprise holds
Dual pricing available
NEPA Wholesale's partner
Built for your business
Solutions designed for smoke & vape retail
Countertop and wireless terminals, dual pricing and next-day deposits, with underwriting that lists your products correctly so your account never gets flagged later.
- Accounts underwritten for tobacco, vape, glass and kratom
- Dual pricing or interchange-plus, with next-day deposits either way
- Keep your POS or get terminals pre-programmed
- Multi-location MIDs and consolidated reporting
- Chargeback alerts and ratio monitoring included
Payment solutions
Options for every smoke & vape business
Vape & tobacco c-stores
High-volume terminals, EBT and fuel cards alongside your vape wall.
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Everything your counter needs
- Tap, chip & swipe
- Dual pricing
- Age-verification prompts
- Next-day deposits
- Multi-location reporting
- Chargeback alerts
Key benefits
More than just a payment processor
No surprise shutdowns
Correct MCC and product disclosure from day one.
Lower effective rate
Dual pricing or negotiated interchange-plus for high-risk retail.
Next-day deposits
No 45-day holds or rolling reserves by default.
Operators who get it
A team that owns a smoke shop and answers the phone.
Focus on your customers
We'll handle the payments.
Let EconoPay take care of the technology, security and support, so you can focus on running your business.
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PCI compliant & secure- Reliable & scalable
- Easy POS integration
- Dedicated support
- Customised for your business
What our clients say
Trusted by smoke, vape & tobacco businesses
★★★★★
“Switching to EconoPay was the best decision we made this year. Our processing fees dropped significantly, and the onboarding was seamless. The team walked us through every step with real human support.”
JM
Jessica M.Boutique Owner
★★★★★
“EconoPay gave us the tools to accept payments anywhere, online and in-store. The transparency and no hidden fees make a huge difference for our growing business.”
DR
David R.Restaurant Owner
★★★★★
“From managing chargebacks to next-day funding, EconoPay delivers on every promise. We finally have a payment partner we can trust.”
SL
Samantha L.CFO, Automotive Group
Frequently asked questions
Talk to an expertSmoke, Vape & Tobacco FAQs
Why did my previous processor freeze or close my account?
Most shutdowns happen because the account was boarded under the wrong business type or the processor's bank doesn't accept tobacco, vape or CBD. We place you with banks that underwrite your products explicitly, so there are no surprises later.
Will I have a rolling reserve?
Not by default. Reserves depend on the bank, your history and your ticket size. We negotiate the lowest reserve possible and tell you up front before you sign anything.
What is dual pricing?
Dual pricing shows a cash price and a card price at checkout so card fees are covered by customers who choose to pay by card. We set it up compliantly on your terminal or POS.
What does being NEPA Wholesale’s vetted partner mean?
NEPA Wholesale reviewed our underwriting, pricing and support before recommending EconoPay to its retail customers. Mention NEPA when you request a quote.
How long does setup take?
Most merchants are approved within 24–48 hours of sending statements, corporate documents and ID. Terminals ship pre-configured and are typically live the day they arrive.
Do you require contracts or charge cancellation fees?
Never. You stay with EconoPay because we deliver value, not because you are locked into a long contract. There are no long-term contracts and no cancellation penalties.
Can I keep my existing POS or terminal?
Usually, yes. We work with most major POS systems and terminals; we'll confirm compatibility during your free quote and only replace equipment if it saves you money.
What kind of support do you provide?
24/7 live support from a dedicated team that knows your account by name, not a call centre.
Ready to get started?
Request a Free Consultation →Let's find the right solution for your business
A customised payment setup for your business type, volume and growth goals.