E-commerce Payments
Invoicing & Virtual Terminal
Restaurants & Hospitality
B2B payments
Built for wholesalers, distributors and large tickets.
Payment tools designed for wholesalers, manufacturers and service providers. Accept large invoices, manage ACH payments, qualify for Level 2/3 rates and streamline cash flow, including vape and tobacco distribution.
Level 2/3 interchange
ACH & cards
Distribution-ready
Dedicated support
Level 2/3 savings
Built for B2B
Lower the cost of getting paid by other businesses
Commercial and purchasing cards qualify for lower interchange when you pass Level 2/3 data. We configure it automatically on your gateway or virtual terminal and add ACH for the largest invoices.
- Automatic Level 2/3 data for commercial cards
- ACH, eCheck and card on one invoice
- Customer portals and saved payment methods
- Integrations with accounting and ERP software
B2B toolkit
Everything a B2B business needs to collect
Invoicing & portals
Send invoices, let customers pay online and reconcile automatically.
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Why choose EconoPay
More than just a payment processor
Lower processing rates
Keep more of every sale with transparent, competitive pricing and no hidden fees.
Advanced security
PCI-certified tools with encryption and real-time fraud monitoring.
Fast & reliable funding
Next-day deposits plus flexible merchant funding options.
Dedicated support
A team that knows your account by name, not a call centre.
Perfect for a wide range of industries
- Vape & tobacco distribution
- Wholesale & manufacturing
- Professional services
- Energy & utilities
- Automotive parts
- Medical supply
Industries we serve
B2B payments for your industry
From vape and tobacco distribution to manufacturing and professional services, we build the collection flow around how you sell.
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B2B & Wholesale
Professional Services
Energy & UtilitiesHow it works
Get started in 4 simple steps
1Get started
Tell us about your business and payment needs.
2Talk to an operator
A specialist who runs businesses like yours recommends the right setup and pricing.
3Quick setup
Approved in 24–48 h; equipment arrives pre-programmed.
4Grow your business
Next-day deposits, real-time reporting, lower fees.
Frequently asked questions
Talk to an expertB2B & Level 2/3 FAQs
What is Level 2/3 processing?
Level 2/3 data (tax, PO number, line items) qualifies B2B and government card payments for lower interchange rates. We configure it on your gateway or virtual terminal.
How much does ACH cost compared with cards?
ACH is typically a flat fee per transaction rather than a percentage, which makes it far cheaper for large tickets and recurring invoices.
How does EconoPay’s pricing work?
Interchange-plus or dual pricing, quoted on your actual volume and ticket size. No hidden fees, no long-term contract, no cancellation fee.
Can you integrate with my existing systems?
Yes. We work with most major POS systems, e-commerce platforms and business software, and offer custom API integrations.
How fast will I receive my funds?
Next-day deposits are standard.
Do you work with high-risk businesses?
Yes. Smoke shops, vape retail and distribution, convenience stores, CBD, subscription and other high-risk categories are our specialty. Accounts are boarded correctly from day one to avoid freezes and shutdowns.
Ready to get started with B2B & Level 2/3?
Get a customised solution with transparent pricing and expert support.