E-commerce Payments
Invoicing & Virtual Terminal
B2B & Level 2/3
Restaurants & Hospitality
ACH / eCheck processing
Bank payments that cost a fraction of cards.
Save on fees and speed up cash flow with ACH and eCheck processing. Perfect for recurring billing or large transactions, with secure, cost-effective alternatives to card payments.
Flat, low fees
Same-day ACH available
Account verification
Dedicated support
Flat fee per payment
Built for recurring & large payments
Lower costs on the payments that matter most
Move rent, invoices, memberships and wholesale orders off cards and onto ACH. Customers pay from their bank account; you pay a flat fee instead of a percentage.
- ACH debit, credit and eCheck acceptance
- Recurring schedules and payment plans
- Instant bank-account verification
- Same-day ACH for eligible merchants
Use cases
Where ACH saves the most
eCheck by phone or online
Accept bank payments through your invoice link or virtual terminal.
Get pricing →Why choose EconoPay
More than just a payment processor
Lower processing rates
Keep more of every sale with transparent, competitive pricing and no hidden fees.
Advanced security
PCI-certified tools with encryption and real-time fraud monitoring.
Fast & reliable funding
Next-day deposits plus flexible merchant funding options.
Dedicated support
A team that knows your account by name, not a call centre.
Perfect for a wide range of industries
- Wholesale & distribution
- Property & HOA
- Utilities & solar
- Medical & dental
- Professional services
- Memberships
Industries we serve
ACH solutions for your industry
Distributors, property managers, clinics, utilities and professional firms use EconoPay ACH to cut costs and automate collections.
View all industries →
B2B & Wholesale
Energy & Utilities
Professional ServicesHow it works
Get started in 4 simple steps
1Get started
Tell us about your business and payment needs.
2Talk to an operator
A specialist who runs businesses like yours recommends the right setup and pricing.
3Quick setup
Approved in 24–48 h; equipment arrives pre-programmed.
4Grow your business
Next-day deposits, real-time reporting, lower fees.
Frequently asked questions
Talk to an expertACH & eCheck FAQs
How much does ACH cost compared with cards?
ACH is typically a flat fee per transaction rather than a percentage, which makes it far cheaper for large tickets and recurring invoices.
How long do ACH payments take to clear?
Standard ACH settles in 1–3 business days; same-day ACH is available for eligible merchants.
How does EconoPay’s pricing work?
Interchange-plus or dual pricing, quoted on your actual volume and ticket size. No hidden fees, no long-term contract, no cancellation fee.
What is Level 2/3 processing?
Level 2/3 data (tax, PO number, line items) qualifies B2B and government card payments for lower interchange rates. We configure it on your gateway or virtual terminal.
Do you require contracts or charge cancellation fees?
Never. You stay with EconoPay because we deliver value, not because you are locked into a long contract. There are no long-term contracts and no cancellation penalties.
What kind of support do you provide?
24/7 live support from a dedicated team that knows your account by name, not a call centre.
Ready to get started with ACH & eCheck?
Get a customised solution with transparent pricing and expert support.